Introduction Statement

This site is owned and operated by Mortgage Live Transfer one of the leaders in the leads marketplace. Utilizing it's proprietary interactive computer service (referred to as "Service") Mortgage Live Transfer enable visitors (referred to as "Users") of it's web sites to perform targeted searches and initiate contact with service providers in various industries (real estate, mortgage, insurance agent, general contractors, attorneys, law firms, accountants, etc.), who advertise on our web sites.

Please read our Terms of Use carefully before continuing on with your use of this Web Site. These Terms shall govern the use of this Web Site and apply to all Internet traffic visiting the Web Site. By accessing or using this Web Site, you agree to the Terms. Your use of this Web Site signifies your agreement with these Terms. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT USE THIS WEB SITE.

When Users visit Mortgage Live Transfer Web site or other web site owned or affiliated by/with Mortgage Live Transfer (referred to as "Web Site"), to request a product and/or service, they complete a service request form. Based on the nature of the inquiry and information Users supply, Mortgage Live Transfer presents them with a list of service providers (referred to as "Advertisers") who are best suited to meet their needs. Also Mortgage Live Transfer transmits Users' data including contact information to those participating Advertisers.

No verbal understandings have any part of these terms. The Terms are not assignable or transferable and may not be sublicensed by you without Mortgage Live Transfer's prior written consent, which shall not be unreasonably withheld. Mortgage Live Transfer may assign these terms in whole or in part. No agency, partnership, joint venture, or employment relationship is created as a result of these terms. It is understood that Mortgage Live Transfer shall recover all costs including all attorney's fees accrued for actions, cause of actions or any other disputes while collecting or defending itself as a company.

Use of the Service

Your use of the Service is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of all information. Users of the Service should seek professional financial and legal assistance and shall not rely on the Mortgage Live Transfer information.

Mortgage Live Transfer does not guarantee uninterrupted or error free information, or the security of it's Web sites or that of the stored visitor data, or that any information, software, or other material accessible from or related to the Mortgage Live Transfer information is free of viruses, worms, or other harmful components.

Mortgage Live Transfer's Proprietary Rights

You acknowledge and agree that Mortgage Live Transfer service and any software or data used in connection with it's service are owned by Mortgage Live Transfer and are protected by applicable intellectual property and other laws, including copyrights, trademarks, patents and other proprietary rights and laws. Except as expressly authorized by Mortgage Live Transfer, you agree not to modify, sell, distribute or create derivative works based on Mortgage Live Transfer service or software, in whole or part.

Mortgage Live Transfer is the sole and exclusive owner of all right, title and interest, including trademarks, copyrights, patents, trade names, trade secrets and other intellectual property rights, of the Service. You may not copy, modify, adapt, reproduce, translate, reverse engineer, decompile, disassemble, sublicense or assign any aspect of the Mortgage Live Transfer information accessed via the Service. You may not use, adopt or attempt to register anywhere in the world, whether alone or together with any other mark, symbol, or name, any Mortgage Live Transfer trade name or mark or service name or mark that is similar or confusingly similar to the Mortgage Live Transfer trademarks.

The Service is provided to you solely for your own informational purposes. You may not sub-license, resell, republish (including internet posting, electronic mailing, faxing, archiving in a public database, redistributing via a computer network, or in a printed form to third parties), reproduce, retransmit, disseminate, sell, broadcast, commercially exploit, or circulate the information obtained through the Service without the express written consent of Mortgage Live Transfer. Nor may you use the information for any unlawful purpose.

Copyright Statement

This Web Site is controlled and operated by Mortgage Live Transfer. All content on this Web Site, including, but not limited to text, images, illustrations, audio clips, and video clips, is protected by copyrights, trademarks, service marks, and/or other intellectual property rights, and are owned and controlled by Mortgage Live Transfer or its affiliates, or by third party content providers, merchants, sponsors and licensors (collectively "Providers") that have licensed their content or the right to market their products and/or services to Mortgage Live Transfer. Content on this Web Site or any Web site owned, operated, licensed or controlled by the Providers is solely for your personal, non-commercial use. You may print a copy of the content and/or information contained herein for your personal, non-commercial use only, but you may not copy, reproduce, republish, upload, post, transmit, distribute, and/or exploit the content or information in any way (including by e-mail or other electronic means) for commercial use without the prior written consent of Mortgage Live Transfer or the Providers.

Without the prior written consent of Mortgage Live Transfer or the Providers, your modification of the content, use of the content on any other Web site or networked computer environment, or use of the content for any purpose other than personal, non-commercial use, violates the rights of the owners of Mortgage Live Transfer and/or the Provider copyrights, trademarks or service marks and other proprietary rights, and is prohibited. As a condition to your use of this Web Site, you warrant to Mortgage Live Transfer that you will not use our Web Site for any purpose that is unlawful or prohibited by these Terms, including without limitation the posting or transmitting any threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material. If you violate any of these Terms, your permission to use our Web Site immediately terminates without the necessity of any notice. Mortgage Live Transfer retains the right to deny access to anyone at its discretion for any reason, including for violation of these Terms. You may not use on your Web site any trademarks, service marks or copyrighted materials appearing on this Web Site, including but not limited to any logos or characters, without the express written consent of the owner of the mark or copyright. You may not frame or otherwise incorporate into another Web site any of the content or other materials on this Web Site without prior written consent of Mortgage Live Transfer.

Conflicts of Interest

The avoidance of conflicts of interest is outside the scope of Mortgage Live Transfer service. The Advertiser and User are solely responsible for ensuring there are no conflicts of interest in any relationships that are formed after general contact is made via Mortgage Live Transfer service.

Internet Links

This Web Site may contain links to other Web sites ("Linked Sites"). The Linked Sites are provided for your convenience and information only and, as such, you access them at your own risk. The content of any Linked Sites is not under Mortgage Live Transfer 's control. Mortgage Live Transfer is not responsible for, and does not endorse, such content, whether or not Mortgage Live Transfer is affiliated with the owners of such Linked Sites. You may not establish a hyperlink to this Web Site or provide any links that state or imply any sponsorship or endorsement of your Web site by Mortgage Live Transfer, or its affiliates or Providers.

Copyright Act

Mortgage Live Transfer disclaims any responsibility for the content of any third party materials provided through or on this Internet site or other web site owned by Mortgage Live Transfer. Mortgage Live Transfer does desire to respect all copyrights and to respond accordingly when notified of the infringement of those rights.

Indemnification

You agree to indemnify, defend, and hold harmless Mortgage Live Transfer and the Providers, its and their officers, directors, employees, affiliates, agents, licensors, and suppliers from and against all losses, claims, demands, actions, expenses, damages, judgements and costs, including reasonable attorneys' fees and costs made by third party, including Advertiser, relating to or arising out of: (i) your use of this service not in accordance with the terms of this agreement; (ii) any interaction or transaction between User and Advertiser; and (iii) your breach of this Terms.

Representations and Warranties

You represent and warrant that (i) you will provide true, accurate and complete information as may be requested or required to use the Service; (ii) you will not permit third parties to use your email address, or use third parties' email addresses, in connection with your use of the Service; (iii) you will not use the Service in any manner or for any purpose that violates any local, state, national, or international laws or regulations, or that infringes the intellectual property or privacy rights of others and (iv) you will not use the Service to transmit unsolicited commercial email or any information or materials that are unlawful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise similarly objectionable as determined by Mortgage Live Transfer in its sole discretion.

Termination

Mortgage Live Transfer may terminate your use of the Service immediately at any time if you breach any provisions of these terms, misuse the Service in any way, or use the Service in any way that interferes or interrupts the proper use of the Service by others. Mortgage Live Transfer may deny you access to all or part of the Service without notice if you engage in any conduct or activities that Mortgage Live Transfer believes in its sole and absolute discretion violates applicable law or any terms of this Web site. Misuse of the Service may cause irreparable harm to Mortgage Live Transfer, for which monetary damages will not be a sufficient remedy. As a result, in addition to any other remedies, Mortgage Live Transfer will be entitled to injunctive relief to prevent misuse of the Service.

Legal Disclaimer

ALL CONTENT ON THIS WEB SITE IS PROVIDED "AS IS", "AS AVAILABLE" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. OTHER THAN THOSE WARRANTIES WHICH, UNDER THE U.S. LAWS APPLICABLE TO THESE TERMS, ARE IMPLIED BY LAW AND ARE INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION, Mortgage Live Transfer DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. NEITHER Mortgage Live Transfer, ITS AFFILIATED OR RELATED ENTITIES, NOR THE PROVIDERS, NOR ANY PERSON INVOLVED IN THE CREATION, PRODUCTION, AND DISTRIBUTION OF THIS WEB SITE WARRANT THAT THE FUNCTIONS CONTAINED IN THIS WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVER THAT MAKES THE CONTENT AVAILABLE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE CONTENT THAT YOU ACCESS ON THIS WEB SITE IS PROVIDED SOLELY FOR YOUR CONVENIENCE AND INFORMATION ONLY. Mortgage Live Transfer DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEB SITE, OR AS TO THE RELIABILITY, ACCURACY OR CURRENCY OF ANY INFORMATION CONTENT, SERVICE AND/OR MERCHANDISE ACQUIRED PURSUANT TO YOUR USE OF THIS WEB SITE.

YOU EXPRESSLY AGREE THAT USE OF THIS WEB SITE IS AT YOUR SOLE RISK. NO ORAL ADVICE OR WRITTEN INFORMATION GIVEN BY Mortgage Live Transfer, ITS EMPLOYEES, LICENSORS OR AGENTS WILL CREATE A WARRANTY; NOR MAY YOU RELY ON ANY SUCH INFORMATION OR ADVICE. YOU (AND NOT Mortgage Live Transfer) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION OF YOUR SYSTEM. YOU EXPRESSLY AGREE THAT NEITHER Mortgage Live Transfer, NOR ITS AFFILIATED OR RELATED ENTITIES (INCLUDING ITS PROVIDERS), NOR ANY OF THEIR RESPECTIVE EMPLOYEES, OR AGENTS, NOR ANY PERSON OR ENTITY INVOLVED IN THE CREATION, PRODUCTION AND DISTRIBUTION OF THIS WEB SITE, IS RESPONSIBLE OR LIABLE TO ANY PERSON OR ENTITY WHATSOEVER FOR ANY LOSS, DAMAGE (WHETHER ACTUAL, CONSEQUENTIAL, PUNITIVE OR OTHERWISE), INJURY, CLAIM, LIABILITY OR OTHER CAUSE OF ANY KIND OR CHARACTER WHATSOEVER BASED UPON OR RESULTING FROM THE USE OR ATTEMPTED USE OF THIS WEB SITE OR ANY OTHER LINKED SITE. BY WAY OF EXAMPLE, AND WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, Mortgage Live Transfer AND RELATED PERSONS AND ENTITIES SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY CLAIM OR DAMAGE ARISING FROM FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION, COMPUTER VIRUS, THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO OR ALTERATION OF PERSONAL RECORDS, OR THE RELIANCE UPON OR USE OF DATA, INFORMATION, OPINIONS OR OTHER MATERIALS APPEARING ON THIS WEB SITE. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT Mortgage Live Transfer IS NOT LIABLE OR RESPONSIBLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER SUBSCRIBERS OR THIRD PARTIES. SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. IN SUCH JURISDICTIONS, Mortgage Live Transfer LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Terms Modifications

Mortgage Live Transfer reserves the right, in its sole discretion, to modify, alter or otherwise update these Terms at any time. Such modifications shall be effective immediately upon posting. By using this Web Site after we have posted notice of such modifications, alterations or updates you agree to be bound by such revised Terms.